International Skeptics Day falls in October, making it a month of second-guessing and, hopefully, getting to the truth of the matter. At Social Security, we believe that a healthy bit of skepticism encourages you to get the facts.
We have created an easy way to cast aside doubt about Social Security, and you can access this resource any time of the year, day or night. You can clear any amount of skepticism you might have about your Social Security earnings by creating a safe and secure my Social Security account at www.socialsecurity.gov/myaccount.
With a my Social Security account, you can instantly check your Social Security Statement. Financial experts have said that your Statement is “… probably the most crucial financial planning document for every American.”
By thoroughly checking your Social Security Statement, you can make sure each year that your work was correctly documented. This will ensure you get a correct Social Security benefit when you start collecting.
There are many other valuable features of my Social Security that will stave off that skepticism. You can:
• Keep track of your earnings and verify them every year;
• Get an estimate of your future benefits if you are still working;
• Get a letter with proof of your benefits if you currently receive them; and
• Manage your benefits:
• Change your address;
• Start or change your direct deposit;
• Get a replacement Medicare card; and
• Get a replacement SSA-1099 or SSA-1042S for tax season.
If you do find a discrepancy on your Statement, you will need to collect the proper documentation from your employer to correct any misinformation and submit it to Social Security. For detailed instructions, you can access the publication How to Correct Your Social Security Earnings Record at www.socialsecurity.gov/pubs.
Join the over 20 million people who are accessing their personalized accounts from the comfort of their home or office at www.socialsecurity.gov/myaccount.
Schneider is the Social Security manager in Middlesboro.